ZZP tax in 2026
From revenue and expenses to taxable profit, credits, Zvw and personal take-home income.
Open →Calculators for the Netherlands
Calculate what you really keep in the Netherlands
Free calculators for tax, salary, business and car costs. Clear explanations based on 2026 rules.
No account · No personal data · Instant result
2026 calculator
Quick ZZP estimate
€
€
Estimated take-home
€47,958about €3,997 per monthAfter income tax and Zvw · hours criterion met · no starter deduction
Full calculation and details →Freeall calculations
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Calculate without guesswork
Essential calculators in one place
Every result shows the final amount and the assumptions used.
For entrepreneurs
ZZP tax
Income tax, deductions and Zvw in one result.
Open →For employees
Gross → net
Estimate monthly and annual take-home pay.
Open →Net target
ZZP hourly rate
Calculate a minimum rate using realistic hours.
Open →Business form
ZZP or BV?
Compare two simplified scenarios.
Open →2026 rate
Mileage deduction
Calculate the deduction for a private car.
Open →Quick calculation
VAT
Calculate net, VAT and gross.
Open →New section
Cars in the Netherlands
Registration, costs, BPM, MRB and APK.
Open →Understand first, calculate second
Practical guides to work, business and cars
Short answers, realistic examples and links to official sources.
How much to save for tax
A simple system for separating VAT, income tax and Zvw.
Open →Setting a ZZP hourly rate
Start with desired take-home income and include expenses, tax, time off and non-billable work.
Open →Deductible ZZP expenses
Identify business spending, split mixed costs and maintain a defensible administration.
Open →Transparent calculations
See formulas, rates and sources
We explain assumptions and update dates. The result remains an estimate, but you can see where each amount comes from.
See methodology and sources →01
Dutch Tax AdministrationTax rates
02
RDWVehicle data
03
2026Updated assumptions
Why this website?
To make Dutch finances understandable
IleZostaje.nl helps people living and working in the Netherlands compare financial scenarios more quickly.
About the project →
From number to decision
A calculator is the start of your check
Each tool shows its calculation, assumptions, limits and official source, so you can verify the result before speaking to an accountant, employer or car seller.
Start with full-year source data
For a ZZP, revenue including VAT, profit and personal income are easily confused. Use annual amounts excluding VAT, subtract business expenses and only then calculate Box 1, tax credits and Zvw.
For salary and car costs, gather the underlying records: payslips and annual statement, RDW data, insurance, finance terms and a realistic maintenance budget.
Compare scenarios, not one result
Calculate a cautious, realistic and favourable case. Fewer billable hours, higher expenses or different annual mileage will reveal which input matters most.
The site cannot know your full return, employment terms or vehicle history. Verify relevant exceptions with the Dutch Tax Administration, RDW or a qualified adviser.
- keep VAT outside income
- compare at least two cases
- read the limitations
- verify exceptions before a major decision